Alex KlimchenkoMerchant Services
A row of modern payment terminals and point-of-sale hardware in warm light

What Alex does

Real accounts, real hardware, and a straight read on your rate

Everything runs through North, the largest privately owned processor in the country, set up in your name with pricing you can actually read. Pick the piece you need, or send a statement and let Alex point you to the right one.

The full menu

Every service, no fog and no hidden markup

Each one is built on a real North merchant account in your business name. Tap any service to see what you get, who it is for, and how it works.

A modern retail counter with a card terminal completing a tap paymentStart here

Merchant Account Setup

A real, dedicated account in your own name

A true merchant account through North, with real underwriting done up front so you are far less likely to get frozen later. Accept cards in person, online, and on the go, with transparent interchange-plus or Edge cash-discount pricing instead of an aggregator's shared-account model.

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Free Statement Review

See your true effective rate, no cost either way

Send your most recent processing statement and get back a plain-English breakdown of true interchange versus markup. If switching does not save you money, you will hear that straight. The review costs nothing whether you board an account or not.

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POS and Hardware

Payanywhere terminals and smart point of sale

Modern Payanywhere hardware matched to how you actually run, from the Smart POS Plus and Smart Terminal to Tap to Pay on iPhone and a 3-in-1 Bluetooth reader. Inventory, reporting, and the Payments Hub portal come built in.

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Fast Funding

Same-day and next-day deposits at no extra fee

Your money should not sit in limbo. North offers same-day and next-day funding at no added cost, so your sales reach your account on your timeline instead of a holding period set by someone else.

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Chargeback and PCI Protection

Fraud tools and compliance, included

Chargeback management and fraud prevention come standard on every plan, with certified point-to-point encryption and tokenization. PCI DSS validated solutions keep you compliant without the surprise non-compliance fees ISOs love to add later.

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High-Risk and Specialty

Approvals where aggregators say no

For industries that get flagged or frozen by aggregators, North brands Humboldt Merchant Services and Signature Payments provide real underwriting for CBD, gaming, online pharmacy, telemedicine, and more. A stable home for businesses that have been turned away or shut down elsewhere.

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How it works

From your statement to a real account in four steps

  1. Step 1

    Send your statement

    Upload or email your most recent processing statement. It takes a minute and there is no cost or commitment to look.

  2. Step 2

    See your real rate

    Alex reads it line by line and shows you your true effective rate, what is interchange, and what is pure markup.

  3. Step 3

    Board a real account

    If switching saves you money, you get a dedicated North merchant account in your name with transparent pricing and real underwriting.

  4. Step 4

    Keep a human on call

    After setup, Alex stays your point of contact. When something comes up, you call a person who knows your account.

Real account. Real rates. A real person who picks up.

If I cannot show you real savings, I will tell you to stay put. It costs nothing either way, and there is a real human at the other end.

Get My Free Statement Review