Alex KlimchenkoMerchant Services
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Merchant Account Setup

A real, dedicated account in your own name

A true merchant account through North, with real underwriting done up front so you are far less likely to get frozen later. Accept cards in person, online, and on the go, with transparent interchange-plus or Edge cash-discount pricing instead of an aggregator's shared-account model.

What you get

Everything included, named out loud

  • Real underwriting up front
  • Interchange-plus or flat-rate pricing
  • In-person, online, and mobile acceptance
  • Account in your business name

Who it is for

Built for owners in this exact spot

For owners leaving Stripe or Square, or cash-only businesses ready to take cards the right way.

How it works

From your statement to a real account in four steps

  1. Step 1

    Send your statement

    Upload or email your most recent processing statement. It takes a minute and there is no cost or commitment to look.

  2. Step 2

    See your real rate

    Alex reads it line by line and shows you your true effective rate, what is interchange, and what is pure markup.

  3. Step 3

    Board a real account

    If switching saves you money, you get a dedicated North merchant account in your name with transparent pricing and real underwriting.

  4. Step 4

    Keep a human on call

    After setup, Alex stays your point of contact. When something comes up, you call a person who knows your account.

In their words

Owners who made the switch

Stripe held sixteen thousand of my dollars and just kept sending me the same reply. Alex got on the phone the same day, walked me through why it happened, and set me up on a real account. Money has flowed on time ever since.

Marcus D.

Online apparel brand owner

What sold me was that he answered the phone. After two years of robots and email threads, having a person who picks up felt almost strange. Good strange.

Priya N.

Boutique retail owner

Square deactivated me in the middle of a festival and held my sales for months. Alex set me up with a real account and explained how the underwriting works so it would not happen again. Night and day.

Carlos M.

Food truck operator

Common questions

The questions owners ask first

Will switching processors cause downtime for my business?

It does not have to. The clean way is to board the new merchant account in parallel, test it, and only then turn off the old one. I handle the setup and timing so you never miss a transaction during the move.

What kinds of businesses do you work with?

Retail, restaurants, contractors, healthcare, e-commerce, and high-risk or specialty merchants such as CBD, gaming, and telemedicine through North's specialty brands. Whether you are leaving an aggregator or starting to accept cards for the first time, there is a fit.

Stripe froze my account and is holding my money. How do I get it back?

First, send everything in writing and document every reply. Aggregators like Stripe pool many sellers on one shared account, so they manage risk by holding funds after the fact rather than underwriting up front. Send me your statement and details and I will walk you through the recovery steps, then set you up on a real merchant account in your own name where this model does not apply.

See all FAQs

Get My Free Statement Review

Send your last statement and see your real rate. If switching would not save you money, Alex will tell you to stay put. It costs nothing either way, and a real human reads it with you.

See transparent interchange-plus ratesSee the areas Alex serves