Who is behind this
Alex Klimchenko spent years watching good business owners get burned by the same playbook. An aggregator freezes a hard-earned deposit for ninety days. An ISO hides markup behind a qualified rate that never applies. Support is a phone tree that hangs up on you. The people taking the biggest risk, the owners, were the ones kept most in the dark about how their own money moved.
So Alex built something simpler. He reads your actual statement line by line, shows you what is true cost and what is markup, and boards you on a real merchant account in your own name through North, the largest privately owned processor in the country. No fog, no script, no third-party middleman marking up the rate for profit. Just the math, in plain English, from someone on your side of the table.
Based in Methuen in the Merrimack Valley and serving merchants nationwide, Alex treats every account like it has his name on it, because it does. The statement-first review is free, the rates are published on this site, and there is a real human at the other end of the line.
Meet your consultant
Merchant Services Consultant, powered by North
When he is not reading a merchant statement, you will find Alex around the Merrimack Valley, talking shop with the same local owners he helps get a fair seat at the table.
How this works
Every fee gets named out loud. You see true interchange versus markup before you decide anything.
You leave understanding how processing actually works, whether or not you ever board an account.
Before the sale and long after it, there is a real person to call who knows your account.
You get a dedicated North merchant account with real underwriting up front, set up month to month.
$100B+
Processed yearly by North
350,000+
Merchants served by North
30+
Years North has been in payments
Why work with Alex
01
Direct access to North means no third-party ISO marking up the processor's buy rates for profit.
02
Real underwriting happens up front, so accounts are stable instead of frozen after the fact.
03
Rates are published on this site, and the statement review costs nothing either way.
Who this is for
You might be the owner who just watched an aggregator freeze your deposit, the Merrimack Valley shop or restaurant owner who suspects a tiered rate is quietly bleeding this month's statement, or the cash-only business ready to take cards for the first time and unsure where to start. Every one of you gets the same thing from me, a straight answer, a fair published rate, and a local person who picks up when it matters.
