Alex KlimchenkoMerchant Services
A phone showing a same-day bank deposit notification next to a store register

Fast Funding

Same-day and next-day deposits at no extra fee

Your money should not sit in limbo. North offers same-day and next-day funding at no added cost, so your sales reach your account on your timeline instead of a holding period set by someone else.

What you get

Everything included, named out loud

  • Same-day and next-day funding
  • No extra funding fee
  • Predictable deposit timing
  • Backed by 99.99%+ network uptime

Who it is for

Built for owners in this exact spot

For high-volume and cash-flow-sensitive merchants who cannot wait on payouts.

How it works

From your statement to a real account in four steps

  1. Step 1

    Send your statement

    Upload or email your most recent processing statement. It takes a minute and there is no cost or commitment to look.

  2. Step 2

    See your real rate

    Alex reads it line by line and shows you your true effective rate, what is interchange, and what is pure markup.

  3. Step 3

    Board a real account

    If switching saves you money, you get a dedicated North merchant account in your name with transparent pricing and real underwriting.

  4. Step 4

    Keep a human on call

    After setup, Alex stays your point of contact. When something comes up, you call a person who knows your account.

In their words

Owners who made the switch

Stripe held sixteen thousand of my dollars and just kept sending me the same reply. Alex got on the phone the same day, walked me through why it happened, and set me up on a real account. Money has flowed on time ever since.

Marcus D.

Online apparel brand owner

My bill jumped three hundred dollars one month with zero explanation. Alex read my statement line by line and showed me exactly where the markup was hiding. I am paying less now and I finally understand my own rate.

Linda R.

Full-service restaurant owner

I thought I was paying around 1.7 percent. Turned out it was closer to 3. He did not sugarcoat it, he just showed me the math. Switching paid for itself in the first month.

Devon P.

Coffee shop, two locations

Common questions

The questions owners ask first

Will switching processors cause downtime for my business?

It does not have to. The clean way is to board the new merchant account in parallel, test it, and only then turn off the old one. I handle the setup and timing so you never miss a transaction during the move.

What does the free statement review actually cost me?

Nothing. You send your most recent statement, I read it and show you your true rate, and if switching would not save you money I will tell you to stay put. It costs nothing either way and there is no obligation.

Stripe froze my account and is holding my money. How do I get it back?

First, send everything in writing and document every reply. Aggregators like Stripe pool many sellers on one shared account, so they manage risk by holding funds after the fact rather than underwriting up front. Send me your statement and details and I will walk you through the recovery steps, then set you up on a real merchant account in your own name where this model does not apply.

See all FAQs

Set Up Fast Funding

Send your last statement and see your real rate. If switching would not save you money, Alex will tell you to stay put. It costs nothing either way, and a real human reads it with you.

See transparent interchange-plus ratesSee the areas Alex serves