See your true effective rate, no cost either way
Send your most recent processing statement and get back a plain-English breakdown of true interchange versus markup. If switching does not save you money, you will hear that straight. The review costs nothing whether you board an account or not.
What you get
Who it is for
For established merchants who suspect they are overpaying and want a straight answer.
How it works
Step 1
Upload or email your most recent processing statement. It takes a minute and there is no cost or commitment to look.
Step 2
Alex reads it line by line and shows you your true effective rate, what is interchange, and what is pure markup.
Step 3
If switching saves you money, you get a dedicated North merchant account in your name with transparent pricing and real underwriting.
Step 4
After setup, Alex stays your point of contact. When something comes up, you call a person who knows your account.
In their words
My bill jumped three hundred dollars one month with zero explanation. Alex read my statement line by line and showed me exactly where the markup was hiding. I am paying less now and I finally understand my own rate.
Linda R.
Full-service restaurant owner
I thought I was paying around 1.7 percent. Turned out it was closer to 3. He did not sugarcoat it, he just showed me the math. Switching paid for itself in the first month.
Devon P.
Coffee shop, two locations
He told me I should stay where I was for now because switching would not save me enough yet. Who does that? That honesty is exactly why I will call him first when I open my second chair.
Jenna T.
Salon and spa owner
Common questions
Take the total fees you paid for the month and divide by your total card volume. That percentage is your true effective rate, and it is usually higher than the rate you were quoted. Send your statement and I will calculate it with you and show you exactly where the gap comes from.
Nothing. You send your most recent statement, I read it and show you your true rate, and if switching would not save you money I will tell you to stay put. It costs nothing either way and there is no obligation.
Flat rate is often fine under about five thousand dollars a month. Interchange-plus usually wins decisively above roughly ten to twenty thousand a month because you pay true cost plus a small fixed markup instead of one blended rate. The crossover depends on your card mix, which is exactly what the statement review pinpoints.
Send your last statement and see your real rate. If switching would not save you money, Alex will tell you to stay put. It costs nothing either way, and a real human reads it with you.
See transparent interchange-plus ratesSee the areas Alex serves
